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The information provided herein has been prepared for informational purposes only and is not an offer or solicitation to purchase or sell securities. Investing involves risks, including the potential for principal loss. There is no guarantee that any of the strategies and services described herein will be successful or outperform other strategies and services. Certain assumptions may have been made in connection with the information presented herein, and changes to the assumptions may have a material impact on the information. Past performance is no guarantee of future results. The investments discussed herein may be unsuitable for investors depending on their specific investment objectives and financial position. Investors should independently evaluate each investment discussed in the context of their own objectives, risk profile and circumstances. With respect to the information contained herein that has been obtained from public sources, while HoldCo Asset Management believes this information to be reliable, HoldCo Asset Management does not guarantee its accuracy, adequacy or completeness and is not responsible for any errors or omissions or for the results obtained from the use of such information.